Financial
Investing in Your Smile: Clear, Flexible Financial Options
Seattle Dental Associates – Your Downtown Seattle Dental Practice
At Seattle Dental Associates, we believe everyone deserves exceptional dental care without financial stress. Our fees reflect the time, expertise, and high-quality materials we dedicate to delivering excellent care and lasting results.
To help you plan for your dental treatment with confidence, we offer multiple payment options, assistance with insurance claims, and a transparent approach to financial policies. Below, you’ll find everything you need to understand our financial guidelines and how we work with you to make your care affordable and seamless.
Payment Options
We’re committed to making high-quality dental care accessible to everyone. That’s why, in addition to accepting traditional payment methods, we proudly offer our affordable in-house dental membership plan – a great option for patients, especially those without dental insurance.
- Cash or Check
Receive a 5% courtesy discount on any treatment over $1,000 when paid in full at the time of service. - Credit Cards
We accept Visa and Mastercard. - Cherry Financing
Instant approval financing with flexible monthly payments, including 0% interest options for qualified patients. - In-House Membership Plan
No insurance? No problem. We offer a discounted plan for patients to make preventative and routine care more accessible.
Insurance Information
We accept all PPO dental plans as an out-of-network provider.
While this may mean slightly higher out-of-pocket costs, it allows us to prioritize long-term personalized care – not restricted by insurance limitations.
- We file claims on your behalf to help maximize your benefits.
- Full payment is required at the time of service.
- Your insurance will reimburse you directly for any covered amount.
- Need a treatment estimate? We’re happy to submit a pre-treatment plan to your insurer – please allow 2 weeks for a response.
** Please note: Your insurance contract is between you and your provider. While we advocate for you, final responsibility for payment and follow-up with insurance lies with the patient.
We are happy to assist you in obtaining maximum dental benefits by preparing and submitting your claims.
Please note that we accept all insurance PPO plans as an out-of-network provider, which means your out-of-pocket expense may be higher compared to in-network dentists, but this allows us to spend the necessary time on a prevention-focused approach and recommend long-lasting dentistry that prioritizes your health over insurance limitations.
We require payment in full at the time of service. Your insurance provider will send you a reimbursement check for the portion of your care they cover. If the insurance carrier disputes payments, we will do our best to advocate for you. Still, we cannot be responsible for collecting your insurance benefits or negotiating a settlement of a disputed claim after a reasonable time. Your insurance policy is an agreement between you and the insurance company, and ultimately, you are directly responsible to our office for all charges due.
At your request, we will submit a copy of your treatment plan to your insurance carrier so that you can receive an estimate of benefits before starting treatment. Most insurance companies take about two weeks to provide an estimate, so please allow sufficient time for your request. It is important to note that this predetermination of benefits is not a guarantee of payment by your insurance carrier, and ultimately, the total cost of your treatment is your responsibility.
Nine Reasons to Choose an Out-of-Network Dentist
Our In-House Dental Membership Plan is designed to give you top-tier dental services at affordable rates. Say goodbye to insurance limitations and hello to personalized care that puts your needs first. Want to know how our plan can benefit you?
Office Financial Policies
To best serve you and all of our patients, we have implemented the following policies:
Payment Due at Time of Service
Payment is required in full at each visit, even if you have insurance.
If you have insurance, your insurance provider will send you a reimbursement check for the portion of your care they cover.
Insurance
We accept all PPO insurance plans as an out-of-network provider, which means your out-of-pocket expense may be higher compared to an in-network dentist. We do this to spend the necessary time on a prevention-focused approach and recommend long-lasting dentistry that prioritizes your health over insurance limitations.
Appointment Changes
A minimum of 48 business hours’ notice is required for cancellations or rescheduling. Missed or late-cancelled hygiene visits are subject to $105/hour fee.
Treatment Appointment Deposits
If you miss or late-cancel a treatment appointment, a $100/hour deposit is required to rebook. This will be applied to your treatment cost if the rescheduled visit is kept.
Appointment Reminders
We provide courtesy reminder calls, texts, or emails, but it is your responsibility to remember your scheduled appointment.
Minors
The accompanying adult is responsible for all charges incured during a minor’s visit.
Estimates & Balances
- Treatment Fees
All quotes are estimates and may change if your treatment plan changes. - Insurance Estimates
These are not guarantees. You are responsible for any balance not covered by insurance. - Past Due Balances
Balances unpaid after 90 days will incur 1% monthly interest and may be sent to collections. This interest will be charged every month on each new balance until the account is paid in full, beginning from the date of the last payment. You are responsible for the full amount plus any additional charges and fees if your account goes to collections. - Returned Checks
A $45 fee applies to all returned checks.
What Our Patients Are Saying
Read what our clients have said about what left them smiling whenever they leave our office!
It is difficult to find the words to sufficiently describe the highest standards of care I received from Dr. Baker and his assistant Jamaal. After a traumatic fall when visiting Seattle for a few days, Dr. Baker saw me early in the a.m. on his day off, and made me two beautiful crowns. The amazing Jamaal expertly matched the translucency and color of the teeth to my existing teeth. There is NO perceptible difference. They accomplished all of this in time for me to catch my early afternoon flight. I will be forever grateful to them for their skill, professionalism and kindness.
I had an infected tooth from a botched root canal over a year ago. A friend recommended them to me. They got me in same day and immediately hooked me up with an amazing Endodontic specialist. The office is nice, the people are nice and professional and I felt very well cared for!
I'm so happy to be a patient at Seattle Dental Associates. Dr. Baker and his staff are professional and kind and I always feel like they care about me and my teeth. Dr. Baker always goes the extra mile to answer my questions and make sure I'm comfortable. A shout out and thank you to my hygienist, Michaela, who made my cleaning so much fun, as well as a big thanks to Sarabelle, Michael, Sharon, Jorge and Hedda. I appreciate you all. Thank you!
My first cleaning and it was the best experience I’ve ever had at a dentist. No lie. Dr. Baker is fantastic, and my hygienist, Michaela is my new favorite! Wonderful job guys!
The BEST dentist experience ever. Highly recommend. Great attention to detail, amazing customer service. 10/10